STRUCTURED FIXED INCOME
Combine the defensive security of fixed-income instruments with the upside return potential of benchmark equity indices such as the Nifty 50 or 10-year G-Sec yields.
Mechanics & Structure
MLDs are SEBI-regulated, CRISIL/ICRA/CARE rated debt instruments whose final payoff is tied to the performance of an underlying financial market index.
100% of your invested principal is protected upon maturity, even if the underlying equity index falls over the investment tenure.
When the benchmark (e.g. Nifty 50) hits predefined upside levels, you receive handsome structured coupons (typically 9% to 13% IRR).
Issued by leading NBFCs with 'AAA' or 'AA' ratings. Held electronically in NSDL/CDSL Demat and listed on the BSE/NSE for enhanced transparency.
Asymmetric Payoff Architecture
Unlike direct equities which carry complete drawdown risk during market contractions, principal-protected MLDs establish a 100% capital preservation floor while capturing pre-defined coupon gains during market advances.
Initial investment principal returned at maturity by the rated issuer, dampening portfolio drawdown.
Rules-based mathematical formulas transparently outlined in the Information Memorandum upfront.
Credited directly to your NSDL/CDSL demat account and listed on stock exchanges for complete safety.
Contact our Surat distribution desk for current issuance calendars, credit ratings, and payoff structures.
